Are you wondering if you can buy a travel insurance after departure from Singapore? Are you also considering to buy an annual travel insurance policy in Singapore? Which annual travel insurance policy is the best in Singapore?
Let us find out the answers.
Can You buy Travel Insurance After Departure from Singapore?
Yes, you may. However, please consider that not all insurance companies offer travel insurance after you depart from Singapore. Some insurers offer what we call post-departure coverage. The insurer will not sell a policy unless the trip was begun.
However, take note that it may charge you a higher premium. So, it is better to consider buying the best single trip or annual travel insurance policy in Singapore.
Many factors are there based on which travel insurance needs to be considered. Picking a proper plan is a tedious task considering the dizzying variety in the market. Here are some aspects to check before purchasing the right travel insurance.
What to Check Before Buying the Right Travel Insurance in Singapore?
A Frequent Flyer
Several plans meet divergent needs, like a multi-annual trip plan for a more frequent flyer or a single plan for a short journey. Depending on how much you travel, choose the best option. The premium will vary depending on the plan that you choose.
The Present Promotion
The same as checking the list of best car insurance in Singapore, you have to check also the list of the best travel insurance in Singapore with the best promotion. You have to take advantage of their current promotion to get additional savings.
Moreover, either you are flying personally or with family, make sure to compare the travel insurance promotions. If you are flying with family make sure to find a travel insurance policy that can cover the entire family. You have to find out the age limit and coverage for senior citizens too.
Special Offer
Look for an insurance provider that gives a lump sum or annual payment special offer. It includes a 10% discount, free three months coverage, free medical teleconsultation, etc.
Medical expenses and emergency
Sometimes, there are unexpected events that can happen while you are in a trip. It is best to find a travel insurance that can cover medical expenses and emergencies.
If you are uncovered while on a trip, it may require additional expenses. Therefore, you have to compare for travel insurance and find the one that covers complete medical care.
Quality Of Service
The next aspect to look for is the quality of the service. Some companies do not maintain the quality of service while others do. A reputed firm appreciates responsiveness and likes to serve the best to its customers. It is always best to contact these insurance companies to get the service.
It is best to find a travel insurance that includes a 24hour worldwide assistance. Moreover, find a travel insurance company that is reliable and easy to transact with .
How Long Is Your Trip?
If you stay for a long time, go for a higher premium package. With a high scheme, the premium increases, but you will get the maximum coverage if there are any trip delays or cancellations.
Where Are You Going?
Depending on the country or city you are travelling to, the size of the cover will vary. Singapore is a little bit expensive, so while paying for insurance coverage, you have to be a bit careful. Check for all options and then decide which cover you want to choose.
Look For Your Itinerary
Are you going on an adventurous or sleep and sightseeing trip? Also, if your tour includes sporting activities like trekking, skiing, water sports, etc., it is better to look for coverage with extra facilities. With that, you can also celebrate your birthday in Singapore without any worries.
Check Out The Destination
Firstly, you have to check whether you enjoy adventurous activities or visit a high-risk zone. The premium will vary depending on what you take. A risky zone has more risks, so the travel insurance companies charge a high value.
Look For The Trip Duration
The package also varies depending on the number of days you plan to visit. If you want to visit for more days, then go for a high package. The premium you need to spend on a four-week trip is higher than a week trip.
The Ending Note
Having a travel insurance plan is vital if you are a frequent traveller. During the pandemic, when everything is uncertain, you should pay more attention to such schemes, whether travelling for spending quality time with your loved ones or on a business tour. In that way, it also secures you from the unexpected situation in a deserted place. Now, look for the best travel insurance firm offering a suitable travel insurance plan and get one.
Interested to learn about other types of insurance in Singapore? Discover more about: Is critical illness insurance necessary?
